We Walk, You Give

We Walk

Exhausted hiker

You Give

Money

They eat and go to school

Dump kids eating lunch

So that they don’t have to do this

Rubbish dump scavenger

On Saturday 16 June I shall be taking part in a sponsored walk in support of the Dump Kids project run by Cambodian Communities out of Crisis (CCC), which educates and feeds children who formerly scavenged on a rubbish dump in Cambodia. If you live near enough to the Staffordshire Roaches you are welcome to join me and my fellow walkers on our route starting from the Roaches Tea Rooms (you can download a leaflet and sponsor form from the CCC news page), or if you would like to sponsor us you can give online at give.net/dumpkids or by PayPal at the CCC giving page.

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The Final Grid Square

Some people collect stamps; others collect railway locomotive numbers; since arriving in Cornwall I have been collecting kilometre grid squares.

I decided that I would set myself three objectives:

  1. Walk the South West Coast Path from St Ives to Land’s End to Penzance to Lizard Point to Falmouth.
  2. Find as many places as possible where I could see both the English Channel and the Atlantic Ocean from the same point.
  3. Walk somewhere in every kilometre grid square covering the English mainland west of a line drawn north-south through St Ives Head (excepting inaccessible cliffs and foreshore), of which I calculated there were 254.

Today I completed objective 3, visiting square SW4737.

This is what it looked like:

Amalveor Downs

There was not much more here than when I visited the emptiest grid square. So I pressed on to Zennor Quoit,

Zennor Hill,

and finally Zennor Head.

254 grid squares visited. Now this is not the end. It is not even the beginning of the end. but it is, perhaps, the end of the beginning.

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HSBC Bank Profits at the Expense of a Charity

Last year the treasurer of Cambodian Communities out of Crisis (CCC) retired and I took over the role until we can find someone who satisfies the requirements for CCC Council membership and has suitable accounting expertise. One of my jobs is to manage our bank accounts and transfer funds from our account in the UK to our account in Cambodia.

Our UK bank account is a ‘community’ account provided by HSBC Bank plc. This is governed by HSBC’s business banking terms and conditions and the Internet banking facilities are those used by business clients. I use Internet banking for transfers to Cambodia for convenience and because the charge is £17 compared to £30 for a transfer arranged at a bank branch. In order to set up and use this facility HSBC required us to set a Business Internet Banking (BIB) International Payment Limit, i.e., we had to specify the maximum amount that could be transferred in a single transaction. From 1 March 2012 HSBC are “introducing a £6 monthly fee for maintaining a BIB International Payment Limit”. In other words HSBC are charging £6 each month for a service that was previously free and (I assume) costs them nothing to ‘maintain’. In our case HSBC are depriving the people of Cambodia of £6 per month that they would otherwise have received from us.

Before the introduction of Internet banking I used to visit my local branch each time I needed to transfer money to Cambodia. I would provide information about the receiving bank and account, and a helpful lady would tell me that HSBC in the UK were unable to transfer the money direct and it had to be routed via HSBC in New York. The amount that arrived in Cambodia was always US$10 less than the amount that left our account in the UK; this was the commission deducted by HSBC, New York. With the advent of Internet banking no information was provided about the routing of transfers but the $10 deduction continued—that is until December 2011, when the deduction was $50. Naturally I contacted HSBC about this, but their representative was unable or unwilling to give me any information about the routing of transfers or the charges applicable.

By how much a year are HSBC penalising Cambodian children and young people?

12 x £6 monthly fees = £72

Say four transfers with an additional charge of $40 = $160 ≈ £103

Total £175

£175 could send a Cambodian student to college for a term or provide one of the Dump Kids with lunch for nearly ten months.

According to BBC News, HSBC’s pre-tax profit for 2010 was £11.8 billion and its chief executive Stuart Gulliver was paid £6.2 million, including a £5.2 million bonus.

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South West Coast Path, Part Two

I have reached my next objective on my walk around the tip of Cornwall on the South West Coast Path.

Leaving the first and last refreshment house in England at Land’s End,

I hastened away from the crowds at the Land’s End ‘attractions’ and took a last look at the Longships lighthouse

before turning towards the south-east.

I passed smugglers’ caves

and strange rock formations, like this one near Gwennap Head,

which reminded me of a madonna and child; fishing coves,

and John Le Carré‘s (“I live on a Cornish cliff and hate cities”) enviable cliff-top home.

I sustained my only injury on the approach to Lamorna Cove,

a wasp sting in the muscle at the base of my thumb. I considered this to be sufficient justification to indulge in a coffee and a piece of millionaires’ shortbread in the café there.

After covering the section between Lamorna Cove and Marazion via Mousehole

I then embarked on the next main section in distinctly autumnal weather.

Bidding farewell to St Michael’s Mount,

I headed through rather less spectacular scenery than so far to Praa Sands and Porhtleven. There followed a trudge across Loe Bar, a shingle beach with the sea on one side and Loe Pool on the other.

Then it was on past St Winvaloe Church (‘The Church of the Storms) with its tower embedded in the headland

and numerous small coves

until, on the approach to Kynance Cove,

my objective came in sight. Just a couple of miles more, then, having started this stage at the most westerly point of mainland England, I concluded it at the most southerly point, The Lizard.

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South West Coast Path, Part One

One of my intentions on moving to Cornwall was to walk part of the South West Coast Path (in short stages).

Starting from St Ives,

I trod the narrow cliff-top path past Zennor Head and Gurnard’s Head, observing striking rock formations,

passed the lighthouse at Pendeen Watch (glad not to be standing next to the fog horns when in operation),

noting how even the tall chimneys of abandoned tin mines are dwarfed by the Atlantic coastal scenery,

scrambled over rocks at Aire Point that barred my way,

until I arrived at Land’s End.

Was it really only 24.1 miles (38.7 km) from St Ives?

Having reached the most westerly point of mainland England, I shall now turn the corner and start heading south-east, then east.

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